First Roshan Mustaqbil Sarmaya

General Purpose Finance up to Pkr 150,000

First RoshanMustaqbilSarmaya is a general purpose loan product to meet social needs e.g. payment of education and health emergency expenses, small housing improvement, repayment of expensive debt from money lenders and to fulfill other household consumption needs.

Eligibility Criteria
  • Annual income (net of business expenses) not exceeding Pkr 500,000
  • Valid CNIC
  • Age between 18-64 years
Type of Credit
  • Short to Medium Term Finance
Purpose of Credit
  • To meet Social Needs (Education, Health, Construction etc.)
  • To meet Consumption Needs
Lending Methodology
  • Solidarity Group and Individual Loan
Loan Amount
  • Minimum: Pkr 25,000
  • Maximum: Pkr 150,000
Loan Tenor
  • Up to 24 months
Loan Repayment
  • Equal Monthly Installments
  • Bullet Installment
Collateral
  • Group Guarantee
  • Personal Guarantee
  • 3rd Party Personal Guarantee
  • Cash Near Cash – Against Deposits, National Saving Certificates
Other Benefits
  • Credit Linked Life Insurance